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26 Apr 2010

The 14 most common mistakes people make when buying a home.

By Ryan Carrigan, in , , , , , | 4 Responses 4 Comments

Here are some of the most common mistakes buyers make when buying a home. What we pontiffs wanted to do is better inform our loyal followers to these so they will be better prepared going into the process all together. We understand that many will know to go with a Carrigan Group advocate and you can avoid many of these problems, but some can’t and so this will help you better inform your agent to protect yourself.
1. Ignoring the costs and effects of low credit score…
What score should I have? Well I wish I could tell you but I can’t it varies, there is so many variables involved, what is your income, what type of credit do you have, what is the amount of liabilities do you have, and are you leveraged too high? But I can tell you that below 650 it will cost you, in many ways this number will affect you and your wallet. For example, your car insurance will be more expensive, your loan interest may be higher, your payments for furniture and other installment contracts will be higher, you may be turned down for loans, apartments, and even jobs because of it (regardless that it is against the law, you may never know the real reason) and you may be required to put more money down.

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10 Jul 2009

California Spirals Downward, the madness continues

By Ryan Carrigan, in , , | 9 Responses 9 Comments

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03 Feb 2009

Obama’s compromised promises..continues

By Ryan Carrigan, in , , | 5 Responses 5 Comments

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23 Sep 2008

Shouldn’t our markets be allowed to fail?

By Ryan Carrigan, in , , | 20 Responses 20 Comments

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21 Aug 2007

why credit means so much Pt 1

By Ryan Carrigan, in , , | 3 Responses 3 Comments

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